Answer: The $99 setup fee is paid only once to provision and secure your permanent merchant slot on ORA PAY. It covers the deployment of your automated smart-verification database, localized IP logging integration, and ongoing core REST API system updates for a lifetime—with absolutely zero monthly or yearly recurring base subscription costs.
Answer: The 12.89% rate is a flat fee applied exclusively at the moment you request a settlement or withdrawal of your cleared funds. There are no operational hidden fees or per-transaction gateway taxes deducted while you process incoming user deposits. If you do not execute a withdrawal command, you are not charged.
Answer: To keep settlement processing fast and structurally cost-effective, we natively process USDT stablecoin payouts over the TRC20 network. Please ensure your destination cold-wallet or exchange deposit address strictly matches the TRON (TRC20) protocol framework before submitting a payout command inside your dashboard.
Answer: Yes. ORA PAY fully supports flexible settlement path routing. You can fluidly choose inside your merchant portal to direct your payouts either to a designated verified corporate/personal PayPal network address, or route them directly into your crypto USDT wallet address anytime.
Answer: No. ORA PAY does not enforce any mandatory permanent rolling reserves on standard verified digital creators or IPTV nodes. Your processed merchant volume is fully cleared and released directly according to your profile tier’s standard layout cycle without standard long-term institutional merchant locks.
Answer: Before any customer completes a payment, our Smart-Flow framework mandates a digital contract signature and logs encrypted network metadata (like IP address and device verification). If a buyer later attempts to file an automated chargeback or claim on PayPal, this archived digital proof is automatically compiled and presented to protect your merchant status legally.
